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Testimonials
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“The site is totally user friendly, has clarity and is easy to use”
“The OASFCU is great and the service even better. WE are extremely happy of being part of it. Regards ”
“I have complete faith in the OASFCU and its staff. I understand that we live in difficult times and there is much, more that needs to be done nowadays to keep things afloat. Keep going. dear colleagues. Your professionalism and diligence are appreciated. Sending you thoughts of light and gratitude for all you do for the membership.”
Educational Resources
Latest Financial Education
I'm interested in learning more about
Learning more about
Virtual appointments with OAS FCU
Here’s how to use the new virtual appointment service from the Credit union.
A tax deduction for new cars: What you need to know
If you are thinking about buying a new car in the future, there is a new car loan tax deduction that could make the decision a little easier—and a lot more affordable.
ARM vs. Long-Term Balloon. Which make more sense?
Choose the appropriate home and mortgage program!
Buying a car in 6 steps
Buying a car requires research. That’s why we’re here to help you figure out the important things, ensuring that you get the right set of wheels at the right price.
Free up some cash for the holiday season with OAS FCU
We have several options that can provide you a bit of extra cash for the holiday season!
Resource Center
Latest Blogs, News, Press Releases & More
A tax deduction for new cars: What you need to know
11/05/2025 Terry Inskip
If you are thinking about buying a new car in the future, there is a new car loan tax deduction that could make the decision a little easier—and a lot more affordable.
Free up some cash for the holiday season with OAS FCU
11/01/2021 Terry Inskip
We have several options that can provide you a bit of extra cash for the holiday season!
Virtual appointments with OAS FCU
02/01/2021 Terry Inskip
Here’s how to use the new virtual appointment service from the Credit union.
ARM vs. Long-Term Balloon. Which make more sense?
10/27/2018 Patricia
Choose the appropriate home and mortgage program!
Buying a car in 6 steps
10/23/2018 Patricia
Buying a car requires research. That’s why we’re here to help you figure out the important things, ensuring that you get the right set of wheels at the right price.
Article Title
A tax deduction for new cars: What you need to know
11/05/2025 Terry Inskip
If you are thinking about buying a new car in the future, there is a new car loan tax deduction that could make the decision a little easier—and a lot more affordable.
Free up some cash for the holiday season with OAS FCU
11/01/2021 Terry Inskip
We have several options that can provide you a bit of extra cash for the holiday season!
Virtual appointments with OAS FCU
02/01/2021 Terry Inskip
Here’s how to use the new virtual appointment service from the Credit union.
ARM vs. Long-Term Balloon. Which make more sense?
10/27/2018 Patricia
Choose the appropriate home and mortgage program!
Article Title
Welcome to OAS FCU
How Can We Help Today?
Resource Center
Featured Financial Education & News
Virtual appointments with OAS FCU
Here’s how to use the new virtual appointment service from the Credit union.
Free up some cash for the holiday season with OAS FCU
We have several options that can provide you a bit of extra cash for the holiday season!
Buying a car in 6 steps
Buying a car requires research. That’s why we’re here to help you figure out the important things, e...
A tax deduction for new cars: What you need to know
11/05/2025 Terry Inskip
If you are thinking about buying a new car in the future, there is a new car loan tax deduction that could make the decision a little e...
Free up some cash for the holiday season with OAS FCU
11/01/2021 Terry Inskip
We have several options that can provide you a bit of extra cash for the holiday season!
Virtual appointments with OAS FCU
02/01/2021 Terry Inskip
Here’s how to use the new virtual appointment service from the Credit union.
ARM vs. Long-Term Balloon. Which make more sense?
10/27/2018 Patricia
Choose the appropriate home and mortgage program!
We are dedicated to supporting the financial well-being of our members
Join us today and experience the difference that comes with being a member of OAS FCU.
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OAS FCU's 2025 annual meeting!
About OAS FCU
OAS FCU was established in 1962 to serve credit union members in North, Central and South America, including many based in the greater Washington, DC area. Today, more than 60 years later, we continue to serve the unique needs of our members while contributing to positive social change.
We are dedicated to supporting the financial well-being of our members – today and for years to come.
Our Values
OAS FCU was established in 1962 to serve credit union members in North, Central and South America, including many based in the greater Washington, DC area. Today, more than 60 years later, we continue to serve the unique needs of our members while contributing to positive social change.
We are dedicated to supporting the financial well-being of our members – today and for years to come.
Our Annual Report
OAS FCU was established in 1962 to serve credit union members in North, Central and South America, including many based in the greater Washington, DC area. Today, more than 60 years later, we continue to serve the unique needs of our members while contributing to positive social change.
We are dedicated to supporting the financial well-being of our members – today and for years to come.
Our Volunteers
OAS FCU was established in 1962 to serve credit union members in North, Central and South America, including many based in the greater Washington, DC area. Today, more than 60 years later, we continue to serve the unique needs of our members while contributing to positive social change.
We are dedicated to supporting the financial well-being of our members – today and for years to come.
Special Message
OAS FCU was established in 1962 to serve credit union members in North, Central and South America, including many based in the greater Washington, DC area. Today, more than 60 years later, we continue to serve the unique needs of our members while contributing to positive social change.
We are dedicated to supporting the financial well-being of our members – today and for years to come.
Highlighted Features & Benefits
Easy Account Management
We believe investing powers each fund and aim to increase diversity of ideas and reduce volatility of
Easy money transfers
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We believe investing powers each fund and aim to increase diversity of ideas and reduce volatility of
Other benefit without link
We believe investing powers each fund and aim to increase diversity of ideas and reduce volatility of
Easy Account Management
We believe investing powers each fund and aim to increase diversity of ideas and reduce volatility of
Easy Account Management
We believe investing powers each fund and aim to increase diversity of ideas and reduce volatility of
Easy Account Management
We believe investing powers each fund and aim to increase diversity of ideas and reduce volatility of
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Banking with purpose. Serving people worlwide.
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Educational Post
We believe investing powers each fund and aim to increase diversity of ideas and reduce volatility of
Easy Money Transfers
We believe investing powers each fund and aim to increase diversity of ideas and reduce volatility of
Other benefit with video
We believe investing powers each fund and aim to increase diversity of ideas and reduce volatility of
Other benefit without link
We believe investing powers each fund and aim to increase diversity of ideas and reduce volatility of
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Frequently Asked Questions
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Log into Online Banking > MyCardInfo > ScoreCard Rewards > “My Info” > “Transaction History” or “Earnings History.”
Our bonus points program where every dollar spent earns points redeemable for travel, shopping, gift cards, and more—no sign-up needed!7
Dividends are calculated daily using the daily balance method — applying a small rate each day to your balance and any dividends earned. Then, we credit dividends to your account every quarter at the end of your statement cycle.
Yes. Because HELOCs have variable rates, payments may change when the Wall Street Journal Prime Rate adjusts (typically quarterly).3
To enroll, you’ll need your member number and date of birth.
If you have one, you may also be asked to enter your SSN or TIN for verification.
Once verified, you can create your login credentials and start using Online Banking.
Single Product Example
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Visa Classic
The Visa Classic Card is designed for daily use and credit building—perfect if you want a reliable card with a low interest rate to manage everyday expenses and pay down balances faster.
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Frequently Asked Questions
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Apply online via our secure portal through Online Banking or the Mobile App or visit a branch in person.2
IRAs are available only to U.S. citizens or legal residents with valid Social Security Numbers.
There is no minimum to open an IRA. Annual contribution limits are set by the IRS and vary based on your age. Contributions are optional each year, but yearly maximums still apply. IRS rules and limits may change, so please check with your tax advisor for your specific contribution limits.2
Holiday and Vacation Club funds are meant to stay in the account until the club’s maturity date. If you withdraw early, a penalty equal to that quarter’s dividends will apply.
Tax Club funds work differently — you can request a withdrawal at any time by sending us a written request.
Yes. NCUA protection applies to all OAS FCU members, regardless of where you live. The coverage rules are the same, though some account types (for example, IRAs or certain trust structures) may require U.S. tax identifiers or extra documentation to open at OAS FCU.
If you are looking to
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Our Recommendation:
Visa Classic
The Visa Classic Card is designed for daily use and credit building—perfect if you want a reliable card with a low interest rate to manage everyday expenses and pay down balances faster.
Our Suggestion:
Visa Platinum
Earn unlimited points on every purchase and bonus points each quarter. Enjoy a credit limit of up to $30,000 with flexible rewards.2
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Highlighted Features & Benefits
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Online Bill Pay
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Log into your online banking
Debit Card
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Credit Cards
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Access your card management site
Need help with your savings account?
Single Guide Example
Single Guide Example
Step 1
Heading
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Step 3
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Need help with your savings account?
Budgeting Tools & Calculators
Estimate Earnings
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Reach a Savings Goal
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Create a Budget
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Track Expenses
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About Partner Organizations
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Member Benefits & Dicounts
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Feature/Benefit Title
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Holiday Hours & Closures
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| JANUARY 1st | New Year's Day | Closed |
|---|---|---|
| JANUARY 20st | Martin Luther King Jr. & Inauguration Day | Closed |
| FEBRUARY 17st | President's Day | Closed |
| APRIL 18st | Good Friday | Open |
| MAY 25th | Memorial Day | 8AM - 12PM |
JANUARY 1st
New Year's Day
JANUARY 20st
Martin Luther King Jr. & Inauguration Day
FEBRUARY 17st
President's Day
APRIL 18st
Good Friday
MAY 25th
Memorial Day
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Insurance Offerings
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Insurance type
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Offered Through
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Insurance type
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Offered Through
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Insurance type
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Insurance type
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Offered Through
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Insurance type
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Offered Through
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History Timeline
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1962
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1967
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1972
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1977
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1979
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1980
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1982
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1988
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1989
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We’re making it easier for you to get in touch with us more securely and conveniently — wherever you are, directly from your Online Banking.
Here’s how you can benefit from the Message Center:
- Access to a secure platform to send and receive messages and alert notifications.
- Secure your personal information by sharing documents relating to your account safely within a new message.
- Convenient list of service areas to contact and receive the exact assistance you require.
- Response to your message will be provided by someone from our team within one business day
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Looking to make a remote deposit?
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Looking to make a remote deposit?
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Headline
Popular Actions
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Link Accounts
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Set Up Digital Wallet
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Helpful Tips To Manage Your Account
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A personal loan is an unsecured loan that gives you access to funds for virtually any expense—weddings, home improvements, debt consolidation, emergencies, and more. It doesn’t require collateral like a home or car.
All loans are subject to credit approval, OAS FCU lending policies, and eligibility verification.
An international loan is an unsecured loan with competitive rates tailored for members living outside the U.S. It provides quick access to funds for almost any need—weddings, home improvements, debt consolidation, emergencies, and more. This loan does not require collateral, and you do not need to have a Social Security Number or credit history in the US.
All loans are subject to credit approval, OAS FCU lending policies, and eligibility verification.
A green loan is an unsecured personal loan designed to help you finance small specific energy-saving or sustainability-related projects—think rain gardens that soak up storms, energy-efficient appliances, tankless water heaters, smart thermostats, electric car chargers, and more. It’s your project, and we’re here to help fund it. Just bring us your quote or receipt. A quote or purchase receipt is required to complete your application for review and approval. No collateral required—just simple, smart financing for a greener home.
All loans are subject to credit approval, OAS FCU lending policies, and eligibility verification.
A secured loan lets you borrow money using your savings or share certificates as collateral. This means you can access funds at lower interest rates while your pledged deposits remain on hold, continuing to earn dividends. It’s a smart way to borrow while keeping your savings intact and earning dividends—giving you flexibility, lower costs, and peace of mind. With these loans, their variable loan rates are based on the dividend rate that you obtain on the share account or share certificate that you are offering as security, to which we apply a small margin.
All loans are subject to credit approval, OAS FCU lending policies, and eligibility verification.
Personal loans provide flexible financing for life’s planned and unexpected moments. They can help you consolidate high-interest debt into one manageable payment, often saving you money. Use them for home improvements, large expenses, or special occasions—all without having to use the funds you’ve set aside in savings. With competitive variable rates, clear terms, and no collateral requirements, you can borrow confidently and manage your payments with ease.
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Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nulla quam velit, vulputate eu pharetra nec, mattis ac neque.
A personal loan is an unsecured loan that gives you access to funds for virtually any expense—weddings, home improvements, debt consolidation, emergencies, and more. It doesn’t require collateral like a home or car.
All loans are subject to credit approval, OAS FCU lending policies, and eligibility verification.
An international loan is an unsecured loan with competitive rates tailored for members living outside the U.S. It provides quick access to funds for almost any need—weddings, home improvements, debt consolidation, emergencies, and more. This loan does not require collateral, and you do not need to have a Social Security Number or credit history in the US.
All loans are subject to credit approval, OAS FCU lending policies, and eligibility verification.
A green loan is an unsecured personal loan designed to help you finance small specific energy-saving or sustainability-related projects—think rain gardens that soak up storms, energy-efficient appliances, tankless water heaters, smart thermostats, electric car chargers, and more. It’s your project, and we’re here to help fund it. Just bring us your quote or receipt. A quote or purchase receipt is required to complete your application for review and approval. No collateral required—just simple, smart financing for a greener home.
All loans are subject to credit approval, OAS FCU lending policies, and eligibility verification.
A secured loan lets you borrow money using your savings or share certificates as collateral. This means you can access funds at lower interest rates while your pledged deposits remain on hold, continuing to earn dividends. It’s a smart way to borrow while keeping your savings intact and earning dividends—giving you flexibility, lower costs, and peace of mind. With these loans, their variable loan rates are based on the dividend rate that you obtain on the share account or share certificate that you are offering as security, to which we apply a small margin.
All loans are subject to credit approval, OAS FCU lending policies, and eligibility verification.
Personal loans provide flexible financing for life’s planned and unexpected moments. They can help you consolidate high-interest debt into one manageable payment, often saving you money. Use them for home improvements, large expenses, or special occasions—all without having to use the funds you’ve set aside in savings. With competitive variable rates, clear terms, and no collateral requirements, you can borrow confidently and manage your payments with ease.
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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.
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Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.