You can open a Share Savings account with as little as $5 — the value of your share that makes you a member-owner. There is no minimum balance requirement beyond keeping this $5 share in your account to maintain your membership.

Absolutely. You can open multiple Share Savings accounts within your membership, each with its own nickname in Online Banking or the Mobile App. This lets you organize your savings by goal — travel, emergency fund, holidays, or anything you want — all in one place and easy to manage.

To make your initial deposit and become a member, you can use a debit card from most U.S. or international banks². Once your membership is active, you can add money to your Share Savings — or to any additional account you open — anytime through:

• Online Banking or the Mobile App, including Remote Deposit for U.S. checks

• Transfers from your OAS FCU accounts

• Wire and ACH transfers

• Transfers from linked external U.S. bank accounts¹

• Shared branches within the CO-OP Network

• Any OAS FCU branch

You can also mail a check or set up payroll deposit.

If you want to open an additional savings, club, Round-Up, Share Certificate, or IRA account, you can do so securely online or by visiting a branch.

You can deposit or transfer funds anytime via our Online Banking or Mobile App — which includes a remote deposit feature to deposit checks that were emitted in U.S. Dollars ($USD). You can also visit any of our branches or convenient shared branches in person, or transfer money using your OAS FCU account or a linked external account¹ within Online Banking.

Yes, all your deposits are federally insured by the NCUA up to $250,000³.