Pay Easy, Secure, and Fast—Right from Your Phone
Your OAS FCU debit and credit cards go wherever you do—now on your phone, watch, or wearable. Tap to pay in stores, online, or in apps with confidence. Every payment uses a unique code instead of your real card number, so your card info stays safe and private1.
Easy Setup, Maximum Convenience
Adding your OAS FCU Debit or Credit Card to your device’s mobile wallet is simple. Just open your phone’s wallet app and follow the steps to add your card1.
Supported wallets include:
Apple Pay
Google Pay
Samsung Pay
Fitbit Pay
Garmin Pay
Once verified, you can start using your digital wallet were accepted for fast, secure payments—whether in stores, online, or in apps.
Make secure payments with a unique device-specific number—your actual card number is never stored or shared1. Setup is quick and easy on your iPhone or Apple Watch. Just look for the contactless symbol at checkout and tap to pay with confidence, whether in stores, apps, or online. Plus, Apple Pay keeps your purchases private and secure every time2.
Enjoy encrypted payments through Google Pay using virtual account numbers designed to help protect your card information1. Use Google Pay on your phone, tablet, or desktop for fast, seamless checkouts. Simply add your OAS FCU card, set it as your default, unlock your device, and tap to pay anywhere contactless payments are accepted. Plus, your transaction history syncs instantly for easy budgeting2.
Experience fast and secure payments with Samsung Pay’s unique digital ID that replaces your card number every time you pay1. With fingerprint or PIN authorization required for every transaction, you control when and how your money is spent. Hover your phone near the reader to pay almost anywhere, thanks to Samsung Pay’s broad compatibility—including traditional magstripe terminals.
Why Use Mobile Wallets?
Convenience: No digging for cards or cash—just tap and go.
Security: Your card info stays private, and you authorize every payment1.
Speed: Payments happen in seconds, making checkout faster than ever.
Budgeting: Transactions sync instantly with money management apps for easy tracking2.
How to Get Started
Open your device’s wallet app (Apple Wallet, Google Wallet, Samsung Pay, etc.)
Select “Add Card” and enter your OAS FCU debit or credit card info.
Verify your card by phone if prompted1.
Set your OAS FCU card as the default or preferred payment method in the wallet app to ensure smooth payments every time.
Start making contactless payments wherever accepted.
Look for this symbol at checkout: 
FAQs
A mobile wallet lets you pay with your phone, watch, or wearable—quickly, securely, and without needing your physical card.
You can add your card to Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.
Open your device’s wallet app, select “Add Card,” enter your OAS FCU card info, and follow the prompts. You may need to verify your card by phone1.
Yes. Mobile wallets replace your real card number with a unique code for each transaction, keeping your card info private and secure1.
Absolutely. Use them wherever contactless or mobile payments are accepted, —including in apps and websites.
Yes! Using a mobile wallet doesn’t change your card’s rewards or benefits.
You can use your mobile wallet anywhere you have internet and at merchants that accept contactless payments, but the app must be downloaded from the U.S. app stores3.
You can remotely lock or erase your mobile wallet through your device’s security settings to keep your card info safe.
It’s best to carry your card as backup, but most of the time you can pay just with your phone or watch.
Disclosures
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Mobile wallet features, security controls (such as tokenization and device authentication), enrollment steps, verification methods, and availability may vary by wallet provider, device, merchant, transaction type, and OAS FCU procedures.
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Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay are third-party services not owned or operated by OAS FCU. Use of these services is subject to the respective provider’s terms, conditions, and privacy policies.
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International transactions may be subject to merchant acceptance, network availability, and applicable foreign transaction fees or exchange rates. Refer to your cardholder agreement for details.