Make Saving Automatic — Without Thinking Twice
Turn your everyday purchases into effortless savings. With our RoundUp Savings program, every time you use your OAS FCU Debit Card, each posted purchase rounds up to the nearest dollar — or more if you choose — and the difference moves from your Share Draft Checking into your RoundUp Savings Account automatically overnight1.
Save More with Every Swipe
Our RoundUp Savings program makes saving simple and automatic. Whether you’re grabbing coffee or paying bills, the small change from each posted purchase adds up fast—without you having to do a thing. Choose how much to round up (to the nearest $1, $5, or $10) and watch your savings grow while earning dividends2. Plus, recurring payments like subscriptions also help build your balance. Funds are transferred to your RoundUp Savings Account at the end of each day1 whenever posted debit card purchases occur. Track it all anytime through Online or Mobile Banking.
Why you’ll love RoundUp savings
- It’s free — No hidden fees, no extra apps. Just smart saving built into your debit card.
- It’s automatic — Forget the math and watch your savings grow without lifting a finger.
- It’s flexible — Choose how much to round up towards: $1, $5, or $10—whatever fits your goals.
- It works everywhere — Online or in person, every posted debit card purchase contributes to your savings1.
- Earn dividends on your RoundUp Savings balance—your money keeps working for you2.
- Recurring payments count too — Streaming services, memberships, and more help boost your savings.
- Track it anytime — See your progress easily in Online Banking or Mobile app.
Start turning your purchases into savings today
Enroll now and watch your future grow effortlessly!
FAQs
Every posted purchase you make with your OAS FCU Debit Card rounds up to the nearest dollar (or more if you choose), and the difference is automatically transferred to your RoundUp Savings account daily1.
Yes, you can select rounding up to $1, $5, or $10.
Yes, recurring posted debit card payments such as subscriptions contribute to your RoundUp savings.
Yes, you can view your RoundUp balance anytime through Online Banking or our Mobile App.
Absolutely — you can pause or update your RoundUp preferences anytime. Just contact us through the “Let’s Talk” support options on our website or send us a secure message from your Online Banking or Mobile App. Our team will take care of the update for you.
Not to worry! If you don't have sufficient funds in your Share Draft Checking account to cover the total round ups for the day, we'll transfer only a partial amount, leaving your account balance at $01. Your Share Draft Checking account will not be overdrawn because of a round up. Pending automatic transfers will be prioritized over round ups.
Yes, the change from your purchases is transferred from funds in your Share Draft Checking Account to your RoundUp Savings Account.
The RoundUp Savings Program works exclusively with OAS FCU Debit Cards linked to your share draft account for point-of-sale, online purchases, and recurring debit card payments.
No, because transfers come from Debit Card purchases posted to your share draft account.
Round ups are transferred at the end of each day as one lump sum1. You won’t see individual transaction round ups, only the daily total. Deposits appear in your RoundUp Savings Account the following day.
No, other than the limits imposed by your selected round up amount and available balance in your account.
Yes. On your share draft account statement, it will appear as “DEBIT CARD ROUND-UP SAVINGS WITHDRAWAL,” and on your RoundUp Savings Account statement as “DEBIT CARD ROUND-UP SAVINGS DEPOSIT.”
You can manage your RoundUp Savings account via Online and Mobile Banking.
No, participation is free, and you’ll earn dividends2 to help grow your savings even more.
Yes, you can make additional deposits or transfer funds from or to other accounts anytime.
To enroll in RoundUp Savings, complete a short application to link the feature to your OAS FCU Debit Card. Once activated, each debit card purchase will automatically round up to the nearest dollar, and the spare change will be transferred to your RoundUp Savings account1.
If you need to change your RoundUp settings or have questions, contact Member Services and we’ll help you update your preferences.
Disclosures
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Round-up transfers are processed once per day based on posted debit card transactions. Transfers will not occur in real time. Your checking account will not be overdrawn due to a round-up transfer.
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Dividends are earned according to the terms disclosed in the Truth-in-Savings Disclosure for the RoundUp Savings Account, including quarterly crediting and daily compounding.