Homeownership with a global perspective.
You don’t need to be a U.S. citizen to explore home financing for eligible U.S. properties with OAS FCU
Here, we understand international careers, cross-border employment structures, and globally mobile lifestyles.
Why members choose us
- Expertise serving internationally employed members within our field of membership
- Programs available for foreign nationals, expatriates, and members living abroad, based on eligibility
- Documentation guidance tailored to international income and employment structures
- Secure digital applications and document uploads from anywhere
- Bilingual guidance at every stage.
What we offer
- Access to U.S.-based mortgage options for eligible primary or investment properties
- Guidance on contracts, international payrolls, and required documentation
- Transparent pricing and cooperative lending principles
- Financing available only for eligible properties located in the United States; payments are made in U.S. funds.
Our experience working with international members means fewer surprises, clearer expectations, and informed guidance at every step.1
Frequently Asked Questions
Possibly. We review each application individually and may consider international financial documentation and employment history as part of the underwriting process.1
Not necessarily. We can process applications for members living abroad through secure online systems.1
Yes. We have experience lending to G-4 and similar international statuses within our approved field of membership.1
Yes — via Online Banking or the Loan Payment Portal using any U.S. bank account or debit card.
We regularly serve employees from the OAS, CAF, IICA, and other international institutions within our Field of Membership.1
Disclosures
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All loans are subject to membership eligibility, credit approval, underwriting requirements, and applicable laws and regulations. Loan availability, terms, documentation requirements, and property eligibility may vary based on individual circumstances, residency, and program guidelines. OAS FCU does not guarantee loan approval. This content is for informational purposes only and is not an offer to extend credit.