Financial Tools
Take control of your finances with our powerful, easy-to-use financial tools—available anytime through Online and Mobile Banking. Track your spending, create personalized budgets, and view all your accounts in one place for a complete financial picture.
Take charge of your finances with our contextual Personal Financial Management (PFM) tool — seamlessly integrated into the Online Banking & Mobile app. No extra apps, no spreadsheets, just insights that makes sense.
Educational Resources
Whether you're just starting out or an experienced investor, explore more about investing, the marke...
This pathway walks you through step-by-step to create a personalized debt repayment strategy, helpin...
11/19/2025 Terry Inskip
Home Equity Investment vs. HELOC: What you need to know before you tap your home's value.
09/26/2025 Terry Inskip
If you have ever wondered whether all your savings are protected by deposit insurance at the Credit Union, you're not alone.
03/14/2025 Terry Inskip
Zelle® is a fast, safe and easy way to send and receive money with people you trust, like your babysitter, coworkers, fellow PTA mom, o...
02/21/2025 Terry Inskip
We publish this extra issue of the blog as a security warning to our members and any consumers that may find themselves affected.
02/07/2025 Terry Inskip
Members of OAS FCU who are studying for their undergraduate degrees or attending trade school in the US have the chance to participate ...
01/16/2025 Terry Inskip
As we welcome 2025, big changes to Social Security will impact retirees and those nearing retirement. Staying informed is key to maximi...
11/20/2024 Terry Inskip
A journey towards responsible practices for a healthier planet.
08/30/2024 Terry Inskip
A massive data breach has compromised the information of millions of people in the US and abroad.
04/26/2024 Terry Inskip
This first of a series of articles focuses on financial matters for couples planning to move in together.
03/06/2024 Terry Inskip
Our partner GreenPath has published a helpful article on tax deductions that most people tend to forget, and that could save you money.
The same trusted OAS FCU — now clearer, more intuitive, and designed around you.
Your routing information depends on the type of transaction you’re making.
Using the correct details ensures your money arrives safely and without delays.
Use this routing number for:
Direct deposit
Payroll
Bill pay
Recurring transfers
External transfers between banks.
ACH Routing Number: 254075069
Tip: You can find your routing and account number anytime in Online Banking under Account Details, or at the bottom of your checks.
Incoming wires are processed through OAS FCU’s correspondent institution. To ensure funds reach your OAS FCU account, the sender must include all the information exactly as listed below.
Important: The sender must include your full name and your OAS FCU account number so we can apply the funds correctly. Important: To help us apply the funds correctly, please make sure the sender includes your full name and OAS FCU account number. Missing or inaccurate information could cause delays in processing the wire.
If you need help determining which routing number to use, start a chat through Let’s Talk.
Financial Tools
Leaving Our Website
You are leaving OAS FCU’s website and linking to an alternate website not operated by the credit union. OAS FCU is not responsible for the content of the alternate website and does not represent either the third party or the member if the two enter into a transaction. The privacy practices of the alternate site may differ from those practiced by the credit union. You should review the privacy policy of any site before providing any information.
Email is not encrypted and should not be used to send sensitive personal or financial information. For your security, do not include Social Security Numbers, account numbers, or other confidential details in your email. Instead, please contact us through our secure member portal or by phone.
For your protection, do not enter account numbers, card numbers, Social Security numbers, or other sensitive information into the online booking form. Sensitive information may only be discussed after your representative verifies your identity at the start of your virtual appointment.
Virtual appointments offer general support and guidance. They are not a loan application, loan approval decision, or account-opening process.
Estimate Your Monthly Vehicle Loan Payments
Personal Loan Calculator - Secured Loans
Personal Loan Calculator
Calculate Your Savings Growth
Determine How Much You Can Comfortably Spend on a Vehicle
Green Loan Calculator
Calculate Your Share Certificate Earnings
See How RoundUp Savings Works
Round-up transfers are processed once per day based on posted debit card transactions. Transfers will not occur in real time. Your checking account will not be overdrawn due to a round-up transfer.
FAQs
Every posted purchase you make with your OAS FCU Debit Card rounds up to the nearest dollar (or more if you choose), and the difference is automatically transferred to your RoundUp Savings account daily1.
Yes, you can select rounding up to $1, $5, or $10.
Yes, you can view your RoundUp balance anytime through Online Banking or our Mobile App.
Yes, the change from your purchases is transferred from funds in your Share Draft Checking Account to your RoundUp Savings Account.
No, other than the limits imposed by your selected round up amount and available balance in your account.
To enroll in RoundUp Savings, complete a short application to link the feature to your OAS FCU Debit Card. Once activated, each debit card purchase will automatically round up to the nearest dollar, and the spare change will be transferred to your RoundUp Savings account1.
If you need to change your RoundUp settings or have questions, contact Member Services and we’ll help you update your preferences.
International Loan Calculator
Estimate Your Monthly Mortgage Payments
Log into Online Banking
Answer a few quick questions to get the enrollment process started!
Co-Browsing Code
Sometimes the easiest way to get help from our team is to let us see what you see.
Our Co-Browsing Tool allows a Member Services representative to see only the page you’re sharing, so they can guide you step by step through forms, applications, or troubleshooting.
It’s fast, encrypted, and you stay in full control at all times.
You can access your Co-Browsing Code in two simple ways — whether you're on our public website or inside Online Banking:
1. Use the keyboard shortcut
Press CTRL + Y on your keyboard while you’re on our website or inside Online Banking.
This instantly displays your six-digit code.
2. Use the menu link
Public Website: Scroll to the bottom of any page and click “CoBrowse Code” (located under the Nondiscrimination Notice).
Online Banking: Open the main menu and select “CoBrowse Code.”
Once your code appears, simply share the six digits with your representative so they can see your browser window and guide you.
Co-Browsing is designed with strong safeguards:
We can only see the browser tab you choose — not your passwords, files, desktop, or other apps.
You can end the session at any time.
All screen sharing is fully encrypted.
No one can access your device or stored data.
This is support built for peace of mind — and for members who live and work across borders and time zones.
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Username Recovery
