Make Saving for Special Moments Simple
Whether it’s holidays, vacations, or taxes, planning makes all the difference. With our Savings Club Accounts, you set aside funds throughout the year, so that you’re ready when it counts.
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How It Works
- Login to your Online Banking
- Select the ‘Message Center’ tab, and in message recipient select ‘Open/Close accounts’
- Let us know that you would like to open a Savings Club Account
Frequently Asked Questions
Opening a Savings Club Account is easy! You can do it online through our Online Banking or Mobile app, visit any branch, or call our Member Services team — we’ll guide you every step of the way.
Savings Club Accounts help you save steadily for your special goals by making regular monthly deposits throughout the year. For Holiday and Vacation Clubs, your funds plus dividends1 automatically transfer to your Share Savings account on the payout date—ready whenever you need them. For Tax Clubs, your funds remain in your account until you request a disbursement in writing to pay your taxes.2
The Tax Club Account helps you save to pay taxes with no minimum deposit or balance required. Just set up a payroll deduction or automatic transfer to keep saving. When it’s time to pay taxes, contact our Member Services team — we’ll help you access your funds quickly and stress-free.2
Early withdrawals or changes depend on club rules and usually require contacting us. We’re here to help you find the best option for your situation.2
You can make your initial deposit by transferring money from your existing OAS FCU account or an external account linked through Online Banking4 or ACH. For monthly savings, set up automatic transfers or payroll deductions — and just make sure funds are available when the transfer happens.
There’s no minimum deposit to start a Club Account. To keep your savings steady and manageable, your monthly deposits for Holiday and Vacation Clubs cannot exceed $1,000.
New to OAS FCU?
No problem! Become a member and apply for your loan as soon as you’re approved.