Earn a solid return with a Share Certificate
A Share Certificate is a reliable way to grow your savings. Choose a term that fits your goals — from a few months to several years — and start with as little as $500. Jumbo rates are available for larger deposits.
You're eligible!
Log in to save time with pre-filled info and speed up your application
Need to enroll in online banking?
Answer a few quick questions to get the enrollment process started!
How It Works
- Login to your Online Banking
- Select the ‘Message Center’ tab, and in message recipient select ‘Open/Close accounts’
- Let us know that you would like to open a Share Certificate account
Frequently Asked Questions
Opening a Share Certificate is simple. You can request it through a secure message in Online Banking, visit a branch, or contact our Member Services team for assistance. We’ll help you choose the right term and complete your request smoothly.
A Share Certificate is a fixed-term savings account where you agree to leave your money untouched for a set period in exchange for higher dividend rates.
The minimum deposit is $500, with special jumbo rates available for deposits of $100,000 or more.
You should have funds available in one of your OAS FCU accounts. When you submit your request to open the Share Certificate, you’ll indicate which account you want us to use for the initial deposit.
You can find this information in Online and Mobile Banking. Once you log in, select the Share Certificate account you want to review. The maturity date will be displayed among the account details. You can also contact our Member Services team to request information. Additionally, you’ll receive an automatic notice 30 days before maturity.
We’ll notify you 30 days before your certificate matures. At that time, you can request a withdrawal, deposit adjustment, or term change. If no action is taken, your certificate will automatically renew at the current rate and term3.
New to OAS FCU?
No problem! Become a member and apply for your loan as soon as you’re approved.