If the receiver accepts the money with their debit card, they can receive it almost real time. If they use their checking account, it may take from 1-2 business days.
Payments sent using P2P service will be debited from your account immediately. The recipient has 10 days to collect the money. If the money is not collected in 10 days, you will be notified, and the funds will be credited back to your account within 1-2 business days.