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- - Rewards CheckingAvailable to all members; in order to qualify for rewards, you must have your salary deposited at OAS FCU and meet other requirements
  - Overdraft Line of CreditAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
- - Share SavingsAvailable to all members, worldwide
  - RoundUp Savings AccountAvailable to all members, worldwide
  - Share CertificatesAvailable to all members, worldwide
  - Savings ClubAvailable for all members who can make monthly deposits
  - Retirement Account (IRA)Available to all members who have salary in the United States. Note that not all members may benefit from the tax exemption on deposits to an IRA account
  - InvestmentsOur investment services are available to all members, worldwide
- - Signature LoanAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
  - International Personal LoanFor those that live outside of the US, have been a member of OAS FCU for over one year and have a regular income
  - Green Loan
  - Deposit Secured LoanAvailable to all members who have savings at OAS FCU
  - Post-Secondary Education LoanAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
  - Private Student Loan
  - Student Loan RefinancingAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
  - Loan Payment Portal\
  - Insurance
- - Vehicle LoanAuto loans for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Vehicle RefinanceRefinancing available for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Auto Equity LoanAvailable for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Auto Buying ServiceAuto loans for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Loan Payment Portal\
  - Insurance
- - Mortgage LoansWe finance properties in certain areas in the United States. Members of OAS FCU who live abroad but have their salaries deposited at OAS FCU may qualify
  - Home Equity Line of Credit
  - Loan Payment Portal\
  - Insurance
- - OAS Retirement & Pension Plan LoanAvailable to all members who participate in the OAS Retirement and Pension Plan
  - IICA Recognition of Years of ServiceAvailable to all members who receive the Fund in Recognition for Years of Service benefit from IICA
  - OAS Benefits LoanAvailable to all members who are OAS Staff
  - Recognition for years of service CAF
  - Loan Payment Portal\
- - Debit CardNav
  - Travel Notice

Join OAS FCU

RoundUp Savings Account

Make a simple change

Add a few cents to your savings with every Debit Card purchase.

Enroll today

Available in these Regions

GET IN TOUCH

Save every time you spend, automatically!

When you enroll in our RoundUp Savings program, everyday purchases made with your Debit Card will be rounded up to the nearest dollar –or more, if you wish. Then, we will transfer that small amount from your checking account into a special savings account overnight.

Earn dividends in your RoundUp Savings Account.
Use your Debit Card for online or in-person purchases and round up to the nearest amount of your choice.
Choose the amount to which you want purchases to round up: $1, $5, or $10.
Recurring payments -like streaming services or memberships- will also help you increase your RoundUp Savings.
Review and keep track of your savings in your Online or Mobile Banking. Funds will be transferred to your RoundUp Savings Account at the end of each day whenever you use your Debit Card.

Questions Our Rates Daily Savings Example

A little change can go a long way!

Build up your savings with every transaction using our new RoundUp program.

Additional member benefits

We have partnered with trusted and specialized organizations to offer innovative products and services, in order to remain competitive and evolve with your needs.

Joint owner vs. beneficiaries

Read our blog post to learn about the differences between joint owners and beneficiaries. The most important thing to consider is who will have access to your funds when, now or in the future.

FAQs

Not to worry! If you don't have sufficient funds in your checking account to cover the total round ups for the day, we'll only transfer to your RoundUp Savings Account a partial amount, leaving your account balance at $0. Your checking account will not be overdrawn due to a round up. Also, any pending automatic transfers you have in your checking account will be prioritized over round ups.

You have three options to set up your RoundUp Savings: $1, the default one, $5, or $10. Depending on your choice, each purchase will round up or increase to the nearest $1, $5, or $10.

You can cancel the program and remove your Debit Card at any time. Simply send an email to [email protected] with your request, and we will take care of it.

As the RoundUp Savings Program works through your checking account, for point-of-sale, online purchases, and Debit Card recurrent payments, it works exclusively with the Debit Cards associated with your checking account.

Your round ups are transferred at the end of the day as one lump sum. You won’t see the roundup of an individual transaction, but the aggregate of all round ups that took place that day. Also, each aggregate deposit will only be reflected in your RoundUp Savings Account the next day.

Yes, we will transfer the change from purchases from funds in your checking account to the RoundUp Savings Account.

No. Because this is your money, there are no limits except those imposed by the round up amount you select, and the available balance in your account.

Yes. In your checking account, it will appear as “DEBIT CARD ROUND-UP SAVINGS WITHDRAWAL” and “DEBIT CARD ROUND-UP SAVINGS DEPOSIT” in the RoundUp Savings Account. You will also be able to access and manage the RoundUp Savings account with your Online and Mobile Banking.

No, because the transfers come from Debit Card purchases posted to your checking account.

No, participation in the RoundUp Savings Program is free, and best of all, you will also earn dividends to help you save even more.

Yes, you can make additional deposits or transfer funds from or to other accounts.

Leaving Our Website

You are leaving OAS FCU’s website and linking to an alternate website not operated by the credit union. OAS FCU is not responsible for the content of the alternate website and does not represent either the third party or the member if the two enter into a transaction. The privacy practices of the alternate site may differ from those practiced by the credit union. You should review the privacy policy of any site before providing any information.