Invest in Your Future — Finance Your Education with Confidence
Cover tuition, books, fees, and more. Available for all post-secondary studies worldwide at accredited institutions.3
Features & Benefits
Borrow up to $15,000
For tuition, books, fees, and related expenses — so you can focus on what matters most: your studies
Competitive Rates
variable interest rates tailored to fit your budget.2
Flexible repayment plans
With terms up to 4 years—choose what works best for you.2
No application fees
Or penalties for early payoff—your money should work for you.1
A Loan That Supports Your Academic Journey
Higher education can change your life and career — but funding isn’t always simple. Our Post-Secondary Education Loan offers up to $15,000 to cover your costs with flexible repayment terms and competitive variable rates.1,2,3
More Education
Borrow up to $15,000 to cover tuition, books, and fees.3
More Flexibility
Terms up to 4 years with no prepayment penalties.1,2
Backing your education, one expense at a time.
From textbooks to fees and everything in between, our low-rate loan lets you focus on what matters—your future, not the bills.2
Disclosures
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All loans are subject to credit approval and OAS FCU lending policies. You must be or become an OAS FCU member to apply. You may repay this loan in full or in part at any time without penalty.
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Annual Percentage Rates (APRs) are variable and depend on creditworthiness, loan term, and other qualifying factors. Variable rates are tied to the Wall Street Journal Prime Rate, to which a margin is applied, and may increase after the loan is opened. Your actual rate and terms will be disclosed at the time of approval. Repayment example: For a $10,000 loan with a repayment term of 48 months (4 years) at an APR of 9.00%, the monthly payment would be approximately $249.36. This example does not constitute a credit offer. The APR will not exceed the maximum permitted by applicable law. For current rate information, please visit our Rates page.
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Loan proceeds must be used for qualified post-secondary education expenses, including tuition, books, and related fees. Proof of the expense, such as an invoice or receipt, is required prior to disbursement. Disbursements may be made directly to you or to the educational institution, as applicable.