Interested in saving more? A Share Certificate lets you earn a higher interest rate in exchange for leaving your money untouched for a set amount of time, also known as a “term”. Dividend rates are locked in so you can reach specific savings goals quickly. We have several different Share Certificate options.
- No monthly service charges
- Multiple term options
- Competitive rates
- Dividends are compounded daily
- Secured by the NCUA
Share Certificate Options
Regular Share Certificate¹: Our simple, yet effective solution. Minimum initial balance of $2500 with term lengths between 3-60 months.
Step-Up Share Certificate²: Step-up your interest rate to a higher one when market rates increase: term lengths between 12-36 months can raise the rate once per term, and terms between 48-60 months can step-up the rate twice.
Junior Share Certificate³: Open an account with a balance between $500-$2,500, then deposit at least $50 each month. Term lengths range between 12-48 months.
Jumbo Share Certificate⁴: Bigger balance, better rates. Earn .05% more on term deposits of $100,000 or more, with a 12 month or longer term.