How to bank in times of the Pandemic - OAS FCU

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- - Rewards CheckingAvailable to all members; in order to qualify for rewards, you must have your salary deposited at OAS FCU and meet other requirements
  - Overdraft Line of CreditAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
- - Share SavingsAvailable to all members, worldwide
  - RoundUp Savings AccountAvailable to all members, worldwide
  - Share CertificatesAvailable to all members, worldwide
  - Savings ClubAvailable for all members who can make monthly deposits
  - Retirement Account (IRA)Available to all members who have salary in the United States. Note that not all members may benefit from the tax exemption on deposits to an IRA account
  - InvestmentsOur investment services are available to all members, worldwide
- - Signature LoanAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
  - International Personal LoanFor those that live outside of the US, have been a member of OAS FCU for over one year and have a regular income
  - Green Loan
  - Deposit Secured LoanAvailable to all members who have savings at OAS FCU
  - Post-Secondary Education LoanAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
  - Private Student Loan
  - Student Loan RefinancingAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
  - Loan Payment Portal\
  - Insurance
- - Vehicle LoanAuto loans for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Vehicle RefinanceRefinancing available for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Auto Equity LoanAvailable for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Auto Buying ServiceAuto loans for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Loan Payment Portal\
  - Insurance
- - Mortgage LoansWe finance properties in certain areas in the United States. Members of OAS FCU who live abroad but have their salaries deposited at OAS FCU may qualify
  - Home Equity Line of Credit
  - Loan Payment Portal\
  - Insurance
- - OAS Retirement & Pension Plan LoanAvailable to all members who participate in the OAS Retirement and Pension Plan
  - IICA Recognition of Years of ServiceAvailable to all members who receive the Fund in Recognition for Years of Service benefit from IICA
  - OAS Benefits LoanAvailable to all members who are OAS Staff
  - Recognition for years of service CAF
  - Loan Payment Portal\
- - Debit CardNav
  - Travel Notice

Join OAS FCU

Covid 19 policy

Your safety and that of our staff is our top priority.

Given the worldwide spread of the coronavirus (COVID-19), we continue to implement measures to protect the health of our members and employees, as well as to ensure the continuity of the services we offer.

We are monitoring the situation on a daily basis and will keep you informed about our operations, providing updates when necessary. For now, we have prepared this page to present the options you can use to manage your finances. When possible, we recommend that you do your day-to-day banking online and only visit a branch if you absolutely have to. You can access online banking 24/7 and if you need help.

Stay safe and well.
Member Services

Updated in person hours

Our OAS FCU office at the OAS Building is open Monday through Friday from 10 am to 2 pm. Due to the OAS safety protocols, a mask is required to enter the building. The ATM service window will be unavailable while the branch is open; we invite you to come in so that we can serve you more efficiently in our office.

Due to the safety protocols imposed on National Geographic’s building, our OAS FCU branch there remains closed to the public. If you are a National Geographic employee or contractor with access to the building, you can visit us Tuesdays, Wednesdays, & Thursdays from 10 am to 3 pm.

Lobby hours:

OAS Building: Monday through Friday from 10:00 am to 2:00 pm

NatGeo Building: Tuesday, Wednesday & Thursday from 10:00 am to 3:00 pm

Virtual service center*:

Monday through Friday from 9:00 am – 4:00 pm

After hours call center:

Monday through Friday from 4:00 pm – 9:00 am

Saturdays, Sunday, and Holidays 24 hours

*Virtual appointments, message center, email, and phone.
Digital Services

We offer digital solutions to manage your day-to-day operations:

Online and Mobile Banking

Make your day-to-day simple, quick and secure – paying someone, transferring money, managing your cards and bills, all from your computer, smartphone, or tablet. At the same time, keeping you aware of your spending patterns and helping you stay in control – all unique to the OAS FCU Online Banking and Mobile App. To learn more, click here.

Virtual Appointment

We invite you to request a virtual appointment with one of our customer service representatives; so that we may help you obtain information about a transaction, solve a problem with any of our services, to make a transfer or even to figure out your different loan options. To make a virtual appointment, please click here.
Payments, Deposits, and Transfers
Different options available to you

Shared Branches for limited transactions

You may visit one of our shared branches; please call ahead of time, to make sure that they are still open.

Remote Capture for check deposit

You can deposit a check using remote capture on our mobile app. The daily deposit limit across all accounts is $10,000.

ATM Network

You can access over 30,000 Co-Op ATMs surcharge-free¹. In order to find an ATM that TAKES deposits, please click here and follow these easy steps.

Bill Pay

You can also use our Bill pay service within your online banking to pay your bills.

Daily Limits for Debit Cards

Your Debit Card daily limit² for purchases and/or payments is up to $2,000 every 24 hours, plus an additional limit of up to $600 for cash withdrawals every 24 hours. If you need a temporary increase of either of those limits, please send us your request by email at [email protected].
Sending and receiving funds

You can use Domestic ACH, wire transfers, International ACH, and/or wire transfers for payments or transfer of funds.

Use Member to Member Transfer (M2M) to transfer to another OAS FCU’s account: To do so; Log in to your Online Banking, choose ‘Transfers’, ‘To a Member’. You will need to have the receiver’s account number and the first three letters of the receiver’s last name.

You may also link your OAS FCU Debit Card or Checking account to other third-party solutions within the U.S., such as the Mobile Wallets (Apple Pay or Apple Pay Cash, Google Pay and Samsung Pay), Paypal, Venmo , or Cash.
We can help!

Additional Resources

Contact us

Our teams remain available to accompany you in this exceptional situation. You can schedule a virtual appointment here, send us a secure message through the message center, or even call us.

Financial assistance

Schedule a virtual appointment or email our Loan Department to learn more about the payment relief options and loan programs we have to help you navigate through these difficult times.

Find your nearest shared branch

Locate the closest shared branch here, and call ahead of time to ensure they are operating normally to help you perform your in-person transactions.

Find an ATM near you

You can access over 30,000 Co-Op ATMs surcharge-free¹ for cash withdrawals and, in some cases, make checks or cash deposits. Click here to locate the one that is closest to you.

Watch out for fraud

Some people take advantage of times like these to attempt to gain access to your information. Read our tips and visit our Fraud Prevention Center to learn how to protect yourself against fraud.

Leaving Our Website

You are leaving OAS FCU’s website and linking to an alternate website not operated by the credit union. OAS FCU is not responsible for the content of the alternate website and does not represent either the third party or the member if the two enter into a transaction. The privacy practices of the alternate site may differ from those practiced by the credit union. You should review the privacy policy of any site before providing any information.