Skip nav to main content.

- - Rewards CheckingAvailable to all members; in order to qualify for rewards, you must have your salary deposited at OAS FCU and meet other requirements
  - Overdraft Line of CreditAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
- - Share SavingsAvailable to all members, worldwide
  - RoundUp Savings AccountAvailable to all members, worldwide
  - Share CertificatesAvailable to all members, worldwide
  - Savings ClubAvailable for all members who can make monthly deposits
  - Retirement Account (IRA)Available to all members who have salary in the United States. Note that not all members may benefit from the tax exemption on deposits to an IRA account
  - InvestmentsOur investment services are available to all members, worldwide
- - Signature LoanAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
  - International Personal LoanFor those that live outside of the US, have been a member of OAS FCU for over one year and have a regular income
  - Green Loan
  - Deposit Secured LoanAvailable to all members who have savings at OAS FCU
  - Post-Secondary Education LoanAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
  - Private Student Loan
  - Student Loan RefinancingAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
  - Loan Payment Portal\
  - Insurance
- - Vehicle LoanAuto loans for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Vehicle RefinanceRefinancing available for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Auto Equity LoanAvailable for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Auto Buying ServiceAuto loans for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Loan Payment Portal\
  - Insurance
- - Mortgage LoansWe finance properties in certain areas in the United States. Members of OAS FCU who live abroad but have their salaries deposited at OAS FCU may qualify
  - Home Equity Line of Credit
  - Loan Payment Portal\
  - Insurance
- - OAS Retirement & Pension Plan LoanAvailable to all members who participate in the OAS Retirement and Pension Plan
  - IICA Recognition of Years of ServiceAvailable to all members who receive the Fund in Recognition for Years of Service benefit from IICA
  - OAS Benefits LoanAvailable to all members who are OAS Staff
  - Recognition for years of service CAF
  - Loan Payment Portal\
- - Debit CardNav
  - Travel Notice

Join OAS FCU

ScoreCard® Rewards

Reward yourself with every swipe.

The more you use your Platinum Credit Card, the more points you earn.

Redeem your points

Available in these Regions

GET IN TOUCH

Find deals, discounts, and EXTRA bonus point

Your everyday purchases have never been more rewarding. With our Platinum Credit Card, you can earn reward points on qualifying purchases that can be redeemed for a variety of items, including name-brand merchandise, airfare, hotels, travel packages and experience packages, and more.

No enrollment is necessary – by simply having a Platinum Credit Card, you’ll instantly start earning points
Earn 2 points, or even more, for every $1 spent with your Platinum Credit Card
Redeem and check your bonus point balance online anytime, 24/7
Get special offers and bonus points often available through ScoreMore Deals
Redeem your points for discounts at the pump or participating vendors such as Walmart, Walgreens, and CVS, or for qualifying online purchases at millions of PayPal merchants globally

Rates Questions

Great Merchandise & Travel Rewards!

Scorecard is our rewards program for all or platinum Visa card members, learn more about the program and started earning your rewards today!

Apply for a Visa Platinum

Does 0% mean FREE? Not always!

Our balance transfer program to an OAS FCU credit card not only will cost you less during the first year, it will save you money after as well. No balance transfer fees and a low interest rate for the first year.

Enjoy the benefits of a credit card while establishing your credit

If you’re looking to establish credit, you can request a secured Visa Credit Card using your savings as guarantee. Your money will continue to accrue dividends and you can have a credit card with a nice, low rate that is backed by a well-established U.S. financial institution.

Rates

Credit Cards

Type APR* Credit Limit

VISA Platinum 13.25% - 16.25% Up to $30,000
VISA Classic 11.25% - 17.99% Up to $10,000
Balance Transfer(1) 2.25% Up to available credit

* APR means annual percentage rate. This is a variable indexed rate based on the Prime Rate published by The Wall Street Journal. Using that rate as reference and, as it fluctuates, your loan rate may change on any of the following dates: the last day of March, June or September or December. An increase in rate might affect your payment amount. OAS FCU lists rate ranges that are applied during loan evaluation. Based on the results of your credit evaluation and the analysis of your repayment ability, you might be approved for a smaller loan than you requested; your loan might also be denied.

(1) The promotional APR is available for the first 12 months after the balance transfer. Any remaining balance remaining after that time will incur the standard rate of your card at that time.

FAQs

ScoreCard Rewards is a rewards program offering bonus points for qualifying purchases. Bonus points can be redeemed for a variety of items, such as merchandise, airfare, hotels, travel packages, and more.

Platinum Credit Card, go to www.scorecardrewards.com to set up an account and view your reward balance, search all the available redemption options, and more!

Simply use your Platinum Card for your purchases. You will earn bonus points based on your qualifying net purchases (purchases minus returns and/or other related credits), as long as your account is in good standing. You do not earn bonus points for cash advances, balance transfers, unauthorized or fraudulent charges, or fees of any kind on your card.

ScoreCard Rewards has partnered with PayPal to bring you more from your loyalty program. Now, when you shop online, you can choose to pay with PayPal and redeem your bonus points at checkout. Simply add your OAS FCU Platinum Card to your PayPal account to get started: 1. Go to PayPal and log in or create an account. Navigate to the “Wallet” page from the navigation bar. 2. Select “Link a credit or debit card” and enter your OAS FCU Platinum Card information. Click “Agree and Link” to connect rewards to your wallet. Choose your OAS FCU Platinum Credit Card as the default payment preference. 3. Visit Pay with Rewards on the PayPal Website.

ScoreMore is a unique feature of ScoreCard Rewards that allows you to earn additional bonus points at participating retailers online and in-store. Some retailers reward you when you shop online, and others when you shop in-store and sign for purchases. Some reward you for both! Visit www.scorecardrewards.com and look for “Offer Details” to learn more.

Here's how: 1. Simply go to www.scorecardrewards.com 2. Click on the ScoreMore link and shop online or in-store at participating retailers 3. Use your OASFCU Visa Platinum Card for all purchases 4. Watch your bonus points add up quickl

No. To earn ScoreMore bonus points for qualified online purchases, you must access the participating retailer website from the ScoreMore link on www.scorecardrewards.com. Once you've accessed the retailer site, simply use your OASFCU Visa Platinum Card to make your purchases.

Log in to www.scorecardrewards.com and select "My Info" from the link located on the ScoreCard navigation menu at the top of the page. You can then click on either "Transaction History" or "Earnings History" to view the current month and/or past month's earnings.

Leaving Our Website

You are leaving OAS FCU’s website and linking to an alternate website not operated by the credit union. OAS FCU is not responsible for the content of the alternate website and does not represent either the third party or the member if the two enter into a transaction. The privacy practices of the alternate site may differ from those practiced by the credit union. You should review the privacy policy of any site before providing any information.