What is overdraft line of credit?
Ever panicked because of a forgotten check or unexpected travel purchase? Worry no more. The Overdraft Line of Credit acts as a safeguard on your checking account. It lets you spend safely and gives you peace of mind. If you overdraw on your checking account, you won’t be charged a fee. Instead, we’ll draw them from a pre-approved line of credit. Keep in mind if you do not have funds available in this line of credit, you could still be charged a fee.
- Security: save yourself from embarrassment and extra expenses
- Plenty of options: extensive credit lines available
- Flexibility: customizable payment plans and no prepayment penalties
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Free transfers to your external accounts!
You can transfer money between your OAS FCU checking and savings accounts and accounts you may have at other U.S. financial institutions. Simply sign on to your Online or Mobile Banking, look for the "Transfers" tab, and click Add an External Account to get started.
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Get your free Credit Report
You have the right to get a free credit report each year. Obtain your copy on a yearly basis to ensure that all your personal and financial information is correct.
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