It is very simple, just follow these steps:

1. Under the login boxes, click the ‘Enroll in Online Banking’
2. Complete the Online Enrollment Form
3. Click the ‘Submit Enrollment’ button.

Once you submit the form, you will receive an email within 1-2 business days, with a one-time password to access the site. Then, you will be ready to download and access your Mobile Banking app.  Visit your app store and look for OAS FCU Mobile.

There is a $500 maximum per payment and a daily limit of $2,000

If the receiver accepts the money with their debit card, they can receive it almost real time. If they use their checking account, it may take from 1-2 business days.

Payments sent using P2P service will be debited from your account immediately. The recipient has 10 days to collect the money. If the money is not collected in 10 days, you will be notified, and the funds will be credited back to your account within 1-2 business days.

No. You can send the payment to anyone regardless of where they have an account. They just need to have either a checking account or debit card with a US-based financial institution.

The email may land in the recipient’s spam folder, especially when using the service for the first time. Please make sure to ask the recipient to watch for an email or text before sending the payment. The email will come from “P2P Services”, and the associated email address will be [email protected]. A text will come from (678)264-6407

The recipient will be notified by email or text message, depending on the information you entered. If entering a phone number, ensure that it’s a U.S based cell phone.

The notification will have an Accept Money link that once is clicked, will take the recipient to a form where they will have complete some information, and select the method they want to used to be paid; either through their debit card or deposited into a checking account from any institution within the US.

If you wish to request a new PIN, or change the one you have, send us an email to [email protected] using our secure email system, or via Online and Mobile Banking. Make sure to include your name and phone number, and we will contact you to process your request.

Payments are processed and protected in the same manner as PIN-based point of sale debit card transactions.

You don’t need to enroll to take advantage of this service. As soon as you add your card to the P2P page, you will be able to use it.