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How do I obtain this line of credit?

If you are not a member of OAS FCU, you must establish your membership and open an account with the Credit Union to have your payroll deposited there. After that, you will need to request a letter stating the current available accumulated balance in your name at the time of your application from the Human Resources department’s head office. Then, you will need to fill out and sign the Irrevocable Loan Guarantee document and the loan application. Our Loan Department will process your application and inform you of their decision.