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Auto Equity Loan

  • Yes, this loan qualifies for our Skip-a-Payment program.

    With Skip-a-Payment you have the ability to skip up to two (non-consecutive) monthly credit union loan payments each year, whenever it’s most convenient for you.

    To enroll, complete the Skip-a-Pay form, indicating the month you would like to skip your payment, and return it to the Credit Union at least five days before your payment is due.

  • In order to refinance your current auto loan, OAS needs the following information:

    • Vehicle make and model (e.g. Make: Honda ; Model: Civic)
    • Vehicle year
    • Vehicle mileage
    • Vehicle Identification Number (VIN)
    • Name of current lender
    • The loan account number
  • When you refinance your auto loan, you replace your existing auto loan with a new loan from a different lender that offers better interest rates and flexible repayment terms. With easier repayment options, you can save money each month and pay off your loan quickly.