Yes, this loan qualifies for our Skip-a-Payment program.

With Skip-a-Payment you have the ability to skip up to two (non-consecutive) monthly credit union loan payments each year, whenever it’s most convenient for you.

To enroll, complete the Skip-a-Pay form, indicating the month you would like to skip your payment, and return it to the Credit Union at least five days before your payment is due.

Please note: Skipping payments does not defer interest. Interest will continue to accrue on the outstanding principal balance during the skipped payment period, which may result in higher total finance charges. Loan maturity dates may also be extended. Other terms and conditions may apply.

In order to refinance your current auto loan, OAS needs the following information:

• Vehicle make and model (e.g. Make: Honda ; Model: Civic)
• Vehicle year
• Vehicle mileage
• Vehicle Identification Number (VIN)
• Name of current lender
• The loan account number

When you refinance your auto loan, you replace your existing auto loan with a new loan from a different lender that offers better interest rates and flexible repayment terms. With easier repayment options, you can save money each month and pay off your loan quickly.