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Green Loans

  • The maximum you can borrow with our green loan initiative is $15,000.

  • Yes. During the application process, we obtain a credit report for the borrower (and cosigner, if applicable). With it, we assess creditworthiness and ability to repay the loan.

  • Yes, this loan qualifies for our Skip-a-Payment program.

    With Skip-a-Payment you have the ability to skip up to two (non-consecutive) monthly credit union loan payments each year, whenever it’s most convenient for you.

    To enroll, complete the Skip-a-Pay form, indicating the month you would like to skip your payment, and return it to the Credit Union at least five days before your payment is due.

  • You may establish automatic payments from any of your OAS FCU accounts in the follong ways:

    • Via payroll deduction (for OAS Staff and IICA Staff)
    • Making or scheduling payments from your Online Banking either from your OAS FCU accounts or from the linked accounts from other financial institutions
    • Sending a check by mail
    • Establishing an ACH from another financial institution
  • We never charge a fee for applying, originating, making prepayments or paying your loan off early.

  • Yes, you can. For more information or to submit your application email us at: [email protected].

  • Yes. you can make as many additional payments as you want without any fee or penalty for paying off the loan before the term.