The Auto Equity loan applies only to OAS STAFF FCU members.

Yes, this loan qualifies for our Skip-a-Payment program.

With Skip-a-Payment you have the ability to skip up to two (non-consecutive) monthly credit union loan payments each year, whenever it’s most convenient for you.

To enroll, complete the Skip-a-Pay form, indicating the month you would like to skip your payment, and return it to the Credit Union at least five days before your payment is due.

Please note: Skipping payments does not defer interest. Interest will continue to accrue on the outstanding principal balance during the skipped payment period, which may result in higher total finance charges. Loan maturity dates may also be extended. Other terms and conditions may apply.

You can complete your application in Online or Mobile Banking, or send an email to: [email protected]​

The equity of your vehicle is its current established value. To find out the current established value, we use the current NADA value, and subtract from it the balance of any car loan that you have outstanding. The remainder is your equity.