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Personal Loans

Personal Loans

Type of LoanAPR*TermLoan amount
Green Loan4.22%**Up to 42 monthsUp to $15,000
Signature6.25% - 16.25%Up to 6 yearsUp to $35,000
Deposit Secured (Shares and Share Certificates)2.5% above the rate paid on deposit pledgeUp to 10 yearsAvailable balance on deposit pledge
Post-Secondary Education Loan 4.25% - 6.25% Up to 4 years Up to $15,000

* APR means annual percentage rate. Rates are current as of March 4, 2020. This is a variable rate and subject to change at any time. If the rate goes up, it might affect the amount of your monthly payment. OAS FCU lists rate ranges that are applied during loan evaluation. Based on the results of your credit evaluation and the analysis of your repayment ability, your rate will be within this range. You might be approved for a smaller loan than you requested; your loan might also be denied

** This is a fixed rate and will remain the same during the entire life of the loan. Loan approval is based on a credit and repayment ability evaluation, and it is possible that you may not qualify for this loan. Loan disbursement subject to proof of purchase or invoice of the green product. Available only for members and improvements in the United States.