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OAS, IICA & Other SEGs

OAS, IICA & Other SEGs

Type APR*TermsLoan Amount
OAS Retirement & Pension Plan 6.75%Up to 15 yearsUp to $65,000
IICA Recognition of Years of Service 8.75%Up to 15 years Up to 100% of accrued benefit
OAS Benefits8.75% Uo to 10 years Up to $10,000

* APR means annual percentage rate. This is a variable indexed rate based on the Prime Rate published by The Wall Street Journal. Using that rate as reference and, as it fluctuates, your loan rate may change on any of the following dates: the last day of March, June or September or December. An increase in rate might affect your payment amount. OAS FCU lists rate ranges that are applied during loan evaluation. Based on the results of your credit evaluation and the analysis of your repayment ability, you might be approved for a smaller loan than you requested; your loan might also be denied.