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OAS, IICA & Other SEGs

OAS, IICA & Other SEGs

Type APR*TermsLoan Amount
OAS Retirement & Pension Plan 5.25%Up to 15 yearsUp to $65,000
IICA Recognition of Years of Service 7.25% Up to 15 years Up to 100% of accrued benefit
OAS Benefits7.25% Uo to 10 years Up to $10,000

* APR means annual percentage rate. Rates are current as of March 31, 2021. These OAS FCU loan rates are variable and subject to change without notice; an increase in rate might affect your payment amount. Based on the results of your credit evaluation and the analysis of your repayment ability, you might be approved for a smaller loan than you requested; your loan might also be denied.