Money transfer fees - OAS FCU

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- - Rewards CheckingAvailable to all members; in order to qualify for rewards, you must have your salary deposited at OAS FCU and meet other requirements
  - Overdraft Line of CreditAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
- - Share SavingsAvailable to all members, worldwide
  - RoundUp Savings AccountAvailable to all members, worldwide
  - Share CertificatesAvailable to all members, worldwide
  - Savings ClubAvailable for all members who can make monthly deposits
  - Retirement Account (IRA)Available to all members who have salary in the United States. Note that not all members may benefit from the tax exemption on deposits to an IRA account
  - InvestmentsOur investment services are available to all members, worldwide
- - Signature LoanAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
  - International Personal LoanFor those that live outside of the US, have been a member of OAS FCU for over one year and have a regular income
  - Green Loan
  - Deposit Secured LoanAvailable to all members who have savings at OAS FCU
  - Post-Secondary Education LoanAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
  - Private Student Loan
  - Student Loan RefinancingAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
  - Loan Payment Portal\
  - Insurance
- - Vehicle LoanAuto loans for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Vehicle RefinanceRefinancing available for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Auto Equity LoanAvailable for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Auto Buying ServiceAuto loans for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Loan Payment Portal\
  - Insurance
- - Mortgage LoansWe finance properties in certain areas in the United States. Members of OAS FCU who live abroad but have their salaries deposited at OAS FCU may qualify
  - Home Equity Line of Credit
  - Loan Payment Portal\
  - Insurance
- - OAS Retirement & Pension Plan LoanAvailable to all members who participate in the OAS Retirement and Pension Plan
  - IICA Recognition of Years of ServiceAvailable to all members who receive the Fund in Recognition for Years of Service benefit from IICA
  - OAS Benefits LoanAvailable to all members who are OAS Staff
  - Recognition for years of service CAF
  - Loan Payment Portal\
- - Debit CardNav
  - Travel Notice

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Money Transfer Fees

	Within accounts or to a credit union member	No charge if requested using the Online Banking -
Transfers via ACH
	To a person within the U.S.	$5 if requested using the Online Banking - $10 if requested by DocuSign or email
	To a business within the U.S.	$10 if requested using the Online Banking - $15 if requested by DocuSign or email
	To a person outside the U.S.	$10 if requested using the Online Banking - $15 if requested by DocuSign or email
	To a business outside the U.S.	$15 if requested using the Online Banking - $20 if requested by DocuSign or email
	International ACH trace	$25 per item
	Research of an ACH transaction	$25
	Recurrent monthly debit origination for deposits	$5 to set up recurrent plus $2 per month
	Same day ACH	$7
Wire Transfers
	To a person or business within the U.S. via Wire	$15 if requested using the Online Banking - $25 if requested by DocuSign, email or fax
	To a person or business outside the U.S.	$35 if requested using the Online Banking - $45 if requested by DocuSign, email or fax
	Incoming wire	No charge
	Wire confirmation	$5
	Wire recall /Wires with errors	$15 each + cost charged by other bank
	Research for Wire transaction	$25 each

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