Early Payday: Get Paid Up to 2 Days Early1
You’ve earned every dollar—now start making your money work for you sooner. With OAS FCU’s Early Direct Deposit, your paycheck, pension, Social Security, government benefits, and other qualifying direct deposits may be available two days before the official pay date1. That means more time to plan your budget, pay bills on time, or simply enjoy life a little more. Whether it’s managing everyday expenses or growing your savings in US dollars, your deposits become a powerful financial tool at OAS FCU.
Setting it up is easy: just work with your employer or benefits provider to deposit all or part of your funds into your OAS FCU checking or savings account automatically. From there, you control how you use your money—spend with confidence, save for your next goal, or both.
Take Control with Early Payday
Early Payday isn’t just about speed; it’s about giving you control over your financial rhythm. When your money arrives early, your possibilities grow. Imagine having extra days to budget, save, or treat yourself—all because your paycheck arrives sooner1.
Access Your Funds Early
Get your paycheck, pension, or benefits up to 2 days before your official payday.
No Extra Fees or Hassle
Enjoy faster access to money you have already earned, with no additional fee1.
Works with Any Direct Deposit
Salary, Social Security, government payments, pensions, and more.
More Time to Plan
Use your early deposit to budget better, build savings, or handle expenses on your terms.
How to Get Started
Set up a direct deposit with OAS FCU.
Share your OAS FCU account number with your employer or benefits provider.
Specify whether you want deposits into checking or savings.
Use our routing number: 254075069.
Your money will arrive up to two days early1.
Setting it up is easy
Just work with your employer or benefits provider to deposit all or part of your funds into your OAS FCU checking or savings account automatically. From there, you control how you use your money—spend with confidence, save for your next goal, or both.
Disclosures
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Early availability of direct deposit funds depends on the timing of the payer’s submission of ACH payment instructions and when OAS FCU receives the payment file. Early access is not guaranteed. Availability may vary by payer, payment type, and processing conditions. Standard funds availability rules apply.