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Phone issues

Our phone system is experiencing intermittent issues and may not work for some of our members. We are working to resolve this issue, if you need to contact us, please email: [email protected].

Please be aware that our online banking platform will no longer support Internet Explorer 11, as of April 7, 2020.

We apologize for any inconvenience this may cause you.

- - Rewards CheckingAvailable to all members; in order to qualify for rewards, you must have your salary deposited at OAS FCU and meet other requirements
  - Overdraft Line of CreditAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
- - Share SavingsAvailable to all members, worldwide
  - RoundUp Savings AccountAvailable to all members, worldwide
  - Share CertificatesAvailable to all members, worldwide
  - Savings ClubAvailable for all members who can make monthly deposits
  - Retirement Account (IRA)Available to all members who have salary in the United States. Note that not all members may benefit from the tax exemption on deposits to an IRA account
  - InvestmentsOur investment services are available to all members, worldwide
- - Signature LoanAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
  - International Personal LoanFor those that live outside of the US, have been a member of OAS FCU for over one year and have a regular income
  - Green Loan
  - Deposit Secured LoanAvailable to all members who have savings at OAS FCU
  - Post-Secondary Education LoanAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
  - Private Student Loan
  - Student Loan RefinancingAvailable for all members in the US, and for members who live abroad whose salary is deposited at OAS FCU
  - Loan Payment Portal\
- - Vehicle LoanAuto loans for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Vehicle RefinanceRefinancing available for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Auto Equity LoanAvailable for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Auto Buying ServiceAuto loans for vehicles in the United States only. Members living outside the qualifying areas but whose payroll is deposited at OAS FCU might qualify
  - Loan Payment Portal\
- - Mortgage LoansWe finance properties in certain areas in the United States. Members of OAS FCU who live abroad but have their salaries deposited at OAS FCU may qualify
  - Home Equity Line of Credit
  - Loan Payment Portal\
- - OAS Retirement & Pension Plan LoanAvailable to all members who participate in the OAS Retirement and Pension Plan
  - IICA Recognition of Years of ServiceAvailable to all members who receive the Fund in Recognition for Years of Service benefit from IICA
  - OAS Benefits LoanAvailable to all members who are OAS Staff
  - Loan Payment Portal\
- - Debit CardNav
  - Travel Notice

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A blog for everyone

If there’s something that decades of exprience have taught us is the need to reach out to people, wherever they are, and help them learn about money, finance, and economics –both on a personal and global scale-. We hope you enjoy our aticles and please, don’t hesitate to share them. It’s all about helping.

Common Terms and Definitions

Definitions in personal finance and investment: Common terms in finance and banking

Common Terms and Definitions

Definitions in personal finance and investment: Rates, yields, and compound interest

Common Terms and Definitions

Definitions in personal finance and investment: Real estate purchase and lending terms

Common Terms and Definitions

Definitions in personal finance and investment: Common terms in finance and banking

Economy

The circular economy

Common Terms and Definitions

The sharing economy

Common Terms and Definitions

The account holder, the thief, his wife and her lover

Common Terms and Definitions

About credit reports: Building an outstanding credit report

How-To

About credit reports: How to build credit

Common Terms and Definitions

About credit reports

Personal finance

Personal Budgets: Making your own personal budget

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