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International ACH vs International Wire Transfer - Europe

International ACH vs International Wire Transfer

International ACH
International Wire Transfer
Time to Transfer
2 to 3 business days2 to 5 business days
Why should I choose it?
When a proof of payment is not requiredWhen a proof of payment is required
How much it costs
$10 to $15$35 to $45
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What is Required?

Below is the information needed for both a International ACH and International Wire Transfer.

 

International ACH

 

Beneficiary:
  1. Beneficiary name
  2. Beneficiary address
  3. IBAN1
  4. BIC2
  5. Beneficiary bank name

 

Currency:
  1. Euro or US dollar (USD)

 

International Wire Transfer

 

Beneficiary:
  1. Beneficiary name
  2. Beneficiary address
  3. IBAN1
  4. Beneficiary’s account number
  5. Name, address and SWIFT3 code of beneficiary’s bank
Currency:
  1. Euro, US dollar (USD), or any other foreign currency

 

If applicable:
  1. ABA4 number and account number if there is an intermediary bank