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What's the difference?

Domestic ACH vs Domestic Wire Transfer

Domestic ACH
Domestic Wire Transfer
Time to Transfer
1-2 business daysSame day
if requested before 1:00PM
Why should I choose it?
When a proof of payment is not requiredWhen a proof of payment is required
How much it costs
$5 to $15$15
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What is Required?

Below is the information needed for both a Domestic ACH and a Domestic Wire Transfer.


Beneficiary Bank:
  1. Bank name
  2. Bank 9-digit ABA routing number (located on the bottom of a check)


  1. Beneficiary first & last name
  2. Beneficiary account number
  3. Beneficiary account type (savings or checking)