Tap into the value of your U.S. home to fund renovations, consolidate debt, or plan big goals.
When eligible, a Home Equity Line of Credit from OAS FCU gives you flexible access to funds based on the equity in their primary U.S. residence.
You're eligible!
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Need to enroll in online banking?
Answer a few quick questions to get the enrollment process started!
How to Apply
- Login to your Online Banking
- Under the ‘Loans’ tab, select ‘Home Equity Loan’
- Fill out the form and submit
Frequently Asked Questions
Available credit is based on your home’s value, existing liens, and program guidelines. Your loan specialist can help you estimate your home’s available equity.
Once approved, you can transfer funds through Online or Mobile Banking, or contact us to transfer the funds to your OAS FCU preferred account.
We do not charge application or annual fees. Standard third-party closing costs may apply, and we will disclose them before you proceed.1
Yes. Because HELOCs have variable rates, payments may change when the Wall Street Journal Prime Rate adjusts (typically quarterly).3
Not necessarily. We can process applications for members living abroad through secure online systems.1
New to OAS FCU?
No problem! Become a member and apply for your loan as soon as you’re approved.