At your destination:

Making purchases with your debit or credit cards

Look for the Visa logo

Visa’s brand mark will always be displayed at merchants where you can use your OAS FCU Visa debit or credit card. Always remember to check your receipt before signing to make sure that it is for the correct amount.

Pay in the local currency whenever possible

Consider selecting local currency if offered a choice between home and local currency when paying with your card. There may be additional fees associated with paying in your home currency and you may not be informed of those when making the purchase.

Keep receipts

It’s a good idea to keep receipts of all purchases made while abroad, to balance your account when you get back home and make sure that there were no irregularities in your charges.

Chip technology

In some countries, all Visa cards have chips embedded into them and some require a PIN for transactions. If you don’t have an OAS FCU debit or credit cards with the chip, you can still use your current cards anywhere Visa is accepted. Merchants that accept Visa cards are required to accept your card, and their terminals are designed to recognize magnetic strip cards as long as the transition to chip-only is still underway. For now, if you are told that your card must have a chip, insist that they swipe the card, it is part of every merchant’s agreement with Visa.

Save this information to your calendar so that you are reminded when arrive at your destination. All you have to do is provide the date.