At your destination:

Making ATM withdrawals with your debit card

You can use your OAS FCU Visa debit card to withdraw foreign currency at 1.8 million ATMs in over 200 countries around the world.

Using an ATM is more convenient and safer than taking cash from home or getting it from foreign exchange bureaus. Plus, using your OAS FCU debit card at an ATM means you get a competitive exchange rate every time. Cash will come in handy to pay for taxis, tips or other small purchases where payment cards may not always be accepted.

Secure your PIN

Be sure you have a 4-digit PIN and memorize it so you can obtain local currency at ATMs. Never write it down!

Find an ATM

Use the Visa ATM locator to learn where you can use your card to withdraw cash worldwide. Or, if you find a machine while you travel, look for the Visa logo on it: if it’s displayed, you can use it for withdrawals.

Be aware of your daily* limits

Remember that your OAS FCU debit card has a USD$600* daily limit for ATM cash withdrawals. You may request a temporary limit increase by sending an email to [email protected].

Do the Math

Research the current exchange rate for your destination using the exchange rate calculator prior to departure. Remember to include any additional transaction fees in your comparison.

When using an ATM

• Have your debit card ready to avoid searching through your wallet or handbag to find it.
  

• Make sure you safeguard your PIN when typing it. If you’re uncomfortable with your surroundings, use your hand or an object to shield your hand as you type.
  

• Keep your ATM receipts to compare them with your monthly statement to guard against unauthorized use of your card and make record keeping easier.