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Share Secured Loans

Your share accounts (excluding IRAs) can be used as collateral for a loan allowing you to borrow up to the full amount that is deposited in your account and you have up to 60 months to repay. Your savings continue to earn dividends based on the entire balance of your account. Some of the benefits of a secured loan are:

  • Borrow up to 100% of your account balance
  • Take advantage of convenient terms for up to 10 years*
  • Once the loan is paid in full, your funds are once again available to you
  • The APR is 2.5% more than the Annual Percentage Yield (APY) on the rate of your certificate or share savings account.


Apply Today!

To request your Share Secured Loans, click on Apply Now or email us at ngloans@oasfcu.org.

 

 
   
Applications Online Bill Paying VISA Cards Shared Branches Shared Branches
Applications Online Bill Paying VISA Cards Shared Branches

 

Applications Online Bill Paying VISA Cards Shared Branches