Skip nav to main content.

HELOC Introductory Rate Special

HELOC Introductory Rate Special

Interest Rate*TermInterest Rate* After First Year
2.50%The first 24 monthsAs listed above (4.00% - 7.25%)

* APR: Annual Percentage Rate. The rate is non-variable for the first 24 months of the loan. After that, the interest rate will be variable and therefore subject to change without notice on any of the following dates: the last day of March, June or September or December. The rate after the 24-month introductory fixed rate period ends is currently set starting a 4.00% APR as of March 31, 2021. The rate on this loan will never exceed 18% APR. An OAS FCU’s Home Equity Line of Credit is available for owner-occupied properties only. It is subject to a credit and repayment evaluation process, and you may not qualify or may qualify for a loan with different terms. OAS FCU will lend a maximum 80% combined Loan-to-Value (CLTV) based on the appraised value of the property. The minimum Home Equity Line of Credit amount is $20,000 with an initial advance of $5,000. Subsequent advances will be of a minimum of $500. The draw period will extend for the first five (5) years after the opening of the line of credit. Appraisal, tax recording and other closing costs apply and will be at your expense. Please consult a tax advisor on the tax deductibility of interest.

Limited time offer for the listed discounted fixed rate.