In addition to our underwriting criteria, you must also meet the following eligibility requirements:
- You and your cosigner (if applicable) are US citizens or permanent residents.
- You have graduated from an eligible school.
- You are refinancing private and/or federal loans.
- You are a member of OAS FCU (or become a member during the online application process; you must qualify to join).
- Note; Loans for exam preparation classes (including LSAT, MCAT, GMAT, and GRE), are not eligible for refinancing.