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Am I eligible?

In addition to our underwriting criteria, you must also meet the following eligibility requirements:

  • You and your cosigner (if applicable) are US citizens or permanent residents.
  • You have graduated from an eligible school.
  • You are refinancing private and/or federal loans.
  • You are a member of OAS FCU (or become a member during the online application process; you must qualify to join).
  • Note; Loans for exam preparation classes (including LSAT, MCAT, GMAT, and GRE), are not eligible for refinancing.