Money Transfers
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If you have to make an international transfer or within the U.S, we offer many options to choose from. Each option has its own advantages and therefore, we recommend you take the quiz we have developed to help you make a choice based on why you are making the transfer, and the amount and country you are sending the funds:
ACH (ACH Automated Clearing House) vs. Wire
ACH (ACH Automated Clearing House) Wire For transfers to a personal account (i.e. relatives, contractors) For payments to a business account (when the business doesn’t require a wire transfer as the mandatory method) For critical and time-sensitive payments (i.e. college tuition, purchases) For transfers that require a proof of payment or a message to the Beneficiary Bank Maximum Amount: $10,000 per day Minimum Amount: $50
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Yes. You can transfer money between your OAS FCU checking and savings accounts and accounts you may have at other U.S. financial institutions. Simply sign on to your Online or Mobile Banking, look for the “Transfers” tab, and click Add an External Account to get started.
To activate a non-OAS FCU account for transfers, you will first need to verify ownership of your external account. We will be sending 2 micro deposits to your bank account at your other financial institution. Once you receive them, you will have to go back to your Online or Mobile Banking and, under the Verify an External Account page, enter the exact amounts we sent.
There are no fees involved with these transfers.
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Yes, you can. To establish a recurrent transfer, simply login to your Online or Mobile Banking and, under the Transfer tab, select “to a member” and follow the instructions.