Real Estate Loans
Meet with our Team. Schedule a Free Consultation!
Here at OAS FCU we can help you find the mortgage that best suits your needs and budget. We offer a variety of affordable mortgage loans with fixed and adjustable rates, and terms up to 30 years to finance or refinance your property.
We invite you to contact our Loan Officers to guide you through all the steps involved in purchasing a home:
- Learn how much home you can afford
- Compare all our loan programs and find the one that is best for you based on your unique personal and financial needs
- Understand the application, approval, closing and disbursement processes to ensure that you feel comfortable with your choices
First-Time Home Buying
With this handy guide from our Partner CUMA you will learn about the process of home buying for the first time, be able play with the numbers to check what you could afford, and understand how your credit history can make owning a home a reality.
Our Blog Money and Stuff has also provided a very useful Dictionary of home buying and real estate lending terms to help you figure out what many of the terms you will read and hear actually mean!
Purchasing a Home
Have you outgrown your house? Are you in a better financial position than you were when you bought your last house? Are you changing jobs and moving to a new place? You can always count on us to smooth and speed the mortgage process - and to get you the home loan you need.
Has the current value of your home has increased? Do you have good credit and wish to refinance to get a better rate and lower payments? Or do you want to consolidate debt? Then refinancing your loan now makes good sense!
Additional information is available through our partner, Credit Union Mortgage Association page. Take advantage of the experience of CUMA’s mortgage professionals who can provide great customer service, competitive rates, home buyer seminars and low lender fees.
*Even though OAS Staff FCU does not charge fees indiscriminately, there are some that apply. Click here to see the list of Fees. Home Mortgage Disclosure Act (HMDA) Click here to obtain our HMDA statement that shows the geographic distribution of our residential mortgage and home improvement loans.