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Rates & Fees

Loans

 

Personal Loans
Auto Loans
Home Loans


Deposit Accounts

 

  APY

Share Account

0.15%

Share Draft Account

0.05%

Reward Checking Account

2.10%**

Clubs Account

0.40%

IRAs (Regular Share)

0.40%

IRAs (36 Month Certificate)

0.90%

Share Certificates  

 

Effective Date: October 1, 2014

APY: Annual Percentage Yield

 

Fees

Even though OAS FCU does not charge fees indiscriminately, there are some that apply. Click here to see the list of Fees. Compare our fees by the ones charged by other financial institutions.

 

**2.10% APY applies to balances of $0 - $6,000 and 0.25% APY applies to balances over $6,000 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. All balances will earn 0.25% APY – 2.10% APY if monthly qualifications are met. Rates may change after the account is opened. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions.