Rates
Home Loans (1)
For properties in the U.S. only
| Interest Rate* | Points* |
|
|---|---|---|
| 5 Year Balloon | Click Here | |
| 5/1 ARM | Click Here | |
| Home Equity Line of Credit | 4.00% |
|
| Second Trust 3-year Balloon | 5.00% | |
Fixed Rates and Other Programs |
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Fees
Even though OAS FCU does not charge fees indiscriminately, there are some that apply. Click here to see the list of Fees. Compare our fees by the ones charged by other financial institutions.
(1) All loan rates are basic rates and are subject to change without notice. Your interest rate will be based on your credit score and history and may be higher than the one listed. Maximum mortgage loan amount for the rates listed is $417,000; loans above this amount are available at higher rate. Private Mortgage Insurance (PMI) is required when loan-to-value is over 80%.
*Rates starting at. Point: Equals 3/4 percent of the loan amount. Discount points are simply interest that is paid up-front by the borrower, the seller, or may be split between them. Generally, more points means a lower interest rate, less points means a higher rate. Home loans will be granted in the majority of the states, except for texas, Hawaii, and Puerto Rico.
